Terms of Service

Acceptance of Terms

By accessing and using LowestAutoQuote ("we," "our," or "us"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

Description of Services

LowestAutoQuote is an online insurance comparison platform that connects consumers with insurance providers and licensed agents. We do not sell insurance directly. We provide a free service to help you compare quotes from multiple insurance providers.

Eligibility

You must be at least 18 years old to use our services. By using our website, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

User Responsibilities

When using our services, you agree to:

• Provide accurate, current, and complete information
• Maintain the accuracy of your information
• Not impersonate any person or entity
• Not use our services for any illegal or unauthorized purpose
• Not interfere with or disrupt our services
• Not transmit viruses, malware, or harmful code
• Not engage in any fraudulent activity

Quote Requests and Insurance Partners

When you submit a quote request through our website:

• You consent to share your information with insurance providers and agents
• Insurance partners may contact you via phone, email, text message, or mail
• Quotes provided are estimates and not guarantees of coverage or price
• Final rates and coverage terms are determined by the insurance provider
• You are not obligated to purchase any insurance product
• We may receive compensation from insurance partners for leads we provide

No Insurance Advice

LowestAutoQuote is not an insurance broker, agent, or advisor. We do not provide insurance advice or recommendations. Information on our website is for general informational purposes only and should not be considered professional insurance advice. You should consult with a licensed insurance professional for personalized advice.

Disclaimers and Limitations of Liability

No Warranties

Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that:

• Our services will be uninterrupted or error-free
• Information provided will be accurate or reliable
• Quotes will result in insurance coverage
• Our website will be free from viruses or harmful components

Limitation of Liability

To the fullest extent permitted by law, LowestAutoQuote shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our services
• Any unauthorized access to or use of your information
• Any interruption or cessation of our services
• Any errors or omissions in any content or information
• Actions or inactions of insurance providers or agents
• Any insurance coverage or lack thereof

Indemnification

You agree to indemnify, defend, and hold harmless LowestAutoQuote, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to your use of our services or violation of these Terms.

Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of LowestAutoQuote or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party websites. You access third-party websites at your own risk.

Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for any reason, including if we believe you have violated these Terms.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the new Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Contact Information

If you have any questions about these Terms of Service, please contact us at:

LowestAutoQuote
Email: legal@lowestautoguote.com
Phone: 1-800-XXX-XXXX